El Triunfo

As the aroma of pumpkin spice wafts through the air and twinkling lights appear in the streets and on our homes, we find ourselves at the end of another year. So, before we become too wrapped up in the merriment of holiday festivities, let’s take a moment to consider the next chapter: 2024.

Instead of worrying so much about our New Year’s resolutions, this year let’s stop to consider the advantages of getting a head start on our aspirations. Why not use the holiday season to gain a proactive mindset and map out steps for the new year that can help you achieve your goals?

Since the decisions you make now can help shape your retirement years, we explore the pros and cons of managing your 401(k) as a large cohesive block versus a tiered approach. By understanding the pathways now, you could start 2024 in the right direction.

Do you dream of retiring in the sun? If so, we have tax considerations for retiring to a warmer climate. We also have some info to help you if you’re toying with the idea of splitting your time between two destinations. Because we need to think about life’s uncertainties, we delve into the importance of advance directives for healthcare and being prepared for the unexpected. Give yourself some peace of mind this holiday season, knowing you have a plan in place for loved ones.

Efficiency is a must-have, especially during the hustle and bustle of the holiday season. That’s why we have nine actionable tips to elevate your efficiency in both your professional and personal life…leaving you more time to enjoy the season.

And what’s a holiday season without mouthwatering meals? We have four delightful make-ahead recipes you can just heat and serve when the time is right, giving you a holiday feel without getting your tinsel in a tangle.

Last, how about a bit of fun? Take our prediction cards and share them with friends as a whimsical way to bring in the new year.

Here's to a wonderful holiday season for you and your loved ones!

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