Born in the town of El Triunfo, Ecuador, Carlos Guaman came to America with the belief that individuals with tenacity and a strong work ethic can achieve their dreams and goals. As President of El Triunfo Financial & Insurance Services, Carlos’ enterprising spirit and entrepreneurial vision guides our firm to deliver excellence in our client services and has enabled El Triunfo to achieve the honor of being one of the top 500 U.S. Hispanic-owned businesses, as recognized by Hispanic Business Magazine.
Carlos has extensive experience in finance, economics, administration and business strategy and is a versatile controller with a proven record of developing innovative solutions that produce exceptional results. This, combined with his professional ethics, honesty and community service have made him a trusted leader within the Santa Ana, California community.
Carlos is a graduate of the University of California at Irvine and of Kaplan University, graduating with a Bachelor of Arts degree in business administration and a Master of Science degree in accounting, respectively. His certifications include being a registered representative, an insurance broker and a life insurance agent (series 6 and 63) as well as being an Enrolled Agent.
It’s graduation season, and for many parents that means it’s almost time to start shelling out for college tuition. For those well-prepared parents with established 529 plans in place, the time has come to tap into that money pool. Of course, when it comes to tax-advantaged savings, trust that the IRS is keeping close watch, so it’s important to avoid making any rookie mistakes. It’s also important to keep saving as you move forward.
Having a remote workforce can be challenging, especially if you are trying to build a positive, collaborative work environment. So, how do you create a sense of comradery when you have staff in remote locations? These tips can help:
If you are expecting a refund this year, you may be tempted to splurge on something not-so-practical. Before you do, take some time to think about ways to use your refund to bolster your financial health. We’ve put together a few ideas for you to consider: