Born in the town of El Triunfo, Ecuador, Carlos Guaman came to America with the belief that individuals with tenacity and a strong work ethic can achieve their dreams and goals. As President of El Triunfo Financial & Insurance Services, Carlos’ enterprising spirit and entrepreneurial vision guides our firm to deliver excellence in our client services and has enabled El Triunfo to achieve the honor of being one of the top 500 U.S. Hispanic-owned businesses, as recognized by Hispanic Business Magazine.
Carlos has extensive experience in finance, economics, administration and business strategy and is a versatile controller with a proven record of developing innovative solutions that produce exceptional results. This, combined with his professional ethics, honesty and community service have made him a trusted leader within the Santa Ana, California community.
Carlos is a graduate of the University of California at Irvine and of Kaplan University, graduating with a Bachelor of Arts degree in business administration and a Master of Science degree in accounting, respectively. His certifications include being a registered representative, an insurance broker and a life insurance agent (series 6 and 63) as well as being an Enrolled Agent.
If you have retirement on your mind, the big question is this: Are you in a financial position to do so? While nothing replaces the advice of a seasoned advisor, you can take your first step to answering this question by applying a simple 5-step calculation.
If you’re not a fan of Black Friday chaos—you know…the crowds, the rush, the relentless search for a parking space—then ditch the onsite shopping this year while still enjoying the sweet deals.
The Department of Labor (DOL) announced a final rule that allows a much larger pool of employees to earn overtime if they work more than 40 hours per week. Specifically, the DOL raised the salary level for employees who are counted as “exempt” (or unable to earn overtime pay).