El Triunfo | Seguros

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A GOOD INSURANCE POLICY CAN PROTECT YOU AND YOUR BUSINESS FROM FINANCIAL LOSSES

El Triunfo Corporation offers a wide range of insurance solutions to help secure your personal and business future. Our insurance offerings include:

Workers’ Compensation Insurance
Business Owners Policy (BOP)
Commercial Umbrella Liability Policy
complementaria

Commercial Auto Insurance
Surety Bonds
General Liability Insurance
Health and Benefits
Health Insurance

Dental Insurance
Life Insurance
Disability Insurance
Permanent Disability Insurance

LIABILITY INSURANCE

This type of insurance will protect your business and yourself against any potential lawsuits or claims. Coverage helps with the financial costs incurred when defending against a lawsuit or claim in court. This type of insurance is known as general liability insurance; other similar types include professional liability insurance and product liability insurance.

PROFESSIONAL LIABILITY INSURANCE

This insurance protects you against errors or failures in the performance of your work that result in negligence claims and may be more specific to the services sector.

PRODUCT LIABILITY INSURANCE

This insurance provides special protection for manufacturers in case a defective product reaches a consumer and results in a lawsuit for damages. This type of coverage can be tailored to your industry.

PROPERTY INSURANCE

Property insurance provides coverage for your building and equipment in the event of fire, theft, or natural disasters. Keep in mind that some providers may not include major disasters such as earthquakes, tornadoes, or floods, and you may need a separate policy to cover those events. This type of coverage helps cover the cost of repair or replacement. For businesses operating from home, note that your homeowners insurance policy likely does not cover business activities, so you should seek coverage—such as property insurance—to protect that portion.

BUSINESS INTERRUPTION INSURANCE

This insurance covers lost income your business may incur while recovering from a fire, flood, or natural disaster. This type of coverage is usually not offered as a standalone policy but is included as part of your property insurance policy.

WORKERS’ COMPENSATION INSURANCE

This coverage is provided to employees to compensate them in the event of injuries or disability that occur while they are working. This type of coverage typically applies only to work-related injuries—for example, if an employee is injured while commuting to work. This coverage is essential for any business with employees, even in environments as safe as offices.

VEHICLE INSURANCE

Also known as a commercial auto policy, this type of insurance provides coverage for cars, vans, trucks, and other vehicles owned by the business. In the event of vehicle damage, coverage should include repair or replacement. Depending on the policy, it may also cover rented vehicles, third-party–owned vehicles, or employee-owned vehicles used for business purposes, such as deliveries.